Chapter One — 1.1 Background to the Study

Child Welfare Programs has increasingly attracted the attention of researchers, regulators, and practitioners concerned with rehabilitation of street children. This growing interest reflects the recognition that child welfare programs does not operate in isolation, but interacts with a wider set of institutional and market conditions found within Selected Commercial Banks in Nigeria.

Selected Commercial Banks in Nigeria presents a useful setting for examining this relationship precisely because the conditions there — structural, regulatory, and behavioural — differ from those typically assumed in the broader literature, most of which draws on evidence from more developed economies.

1.2 Statement of the Problem

Despite a growing body of literature on child welfare programs, there remains limited consensus on the precise nature of its relationship with rehabilitation of street children, particularly within Selected Commercial Banks in Nigeria. Many organizations continue to make decisions about child welfare programs without a clear, evidence-based understanding of how those decisions ultimately affect rehabilitation of street children. This gap between practice and empirical understanding is the central problem this study seeks to address.

1.3 Objectives of the Study

1. To examine the effect of Child Welfare Programs on rehabilitation of street children in Selected Commercial Banks in Nigeria.
2. To assess the extent to which child welfare programs influences rehabilitation of street children within the study area.
3. To identify the challenges associated with child welfare programs in relation to rehabilitation of street children.
4. To recommend strategies for optimizing child welfare programs in order to improve rehabilitation of street children.

1.4 Research Questions

1. What is the effect of child welfare programs on rehabilitation of street children in Selected Commercial Banks in Nigeria?
2. To what extent does child welfare programs influence rehabilitation of street children within the study area?
3. What challenges are associated with child welfare programs in relation to rehabilitation of street children?
4. What strategies can be adopted to optimize child welfare programs in order to improve rehabilitation of street children?

1.5 Significance of the Study

This study is significant to a range of stakeholders. For policymakers and regulators, the findings offer evidence to guide the design of frameworks that support healthier outcomes around rehabilitation of street children. For managers and practitioners within Selected Commercial Banks in Nigeria, the study provides practical insight into how child welfare programs can be better managed. Finally, it contributes to the academic literature on social work by extending existing knowledge into a specific empirical context, and offers a reference point for future researchers.

1.6 Scope of the Study

The study is limited to an examination of Child Welfare Programs and its relationship with rehabilitation of street children within the context of Selected Commercial Banks in Nigeria. It reflects a MSc-level scope of analysis and relies on data and perspectives available within that scope; generalizing the findings beyond this specific context should therefore be done with appropriate caution.