Chapter One — 1.1 Background to the Study

Social Welfare Policy has increasingly attracted the attention of researchers, regulators, and practitioners concerned with social adjustment of internally displaced persons. This growing interest reflects the recognition that social welfare policy does not operate in isolation, but interacts with a wider set of institutional and market conditions found within Selected Deposit Money Banks in Nigeria.

Selected Deposit Money Banks in Nigeria presents a useful setting for examining this relationship precisely because the conditions there — structural, regulatory, and behavioural — differ from those typically assumed in the broader literature, most of which draws on evidence from more developed economies.

1.2 Statement of the Problem

While social welfare policy is widely discussed in policy and industry circles, empirical evidence on its actual effect on social adjustment of internally displaced persons within Selected Deposit Money Banks in Nigeria remains sparse and, in places, contradictory. This lack of localized, rigorous evidence makes it difficult for decision-makers to know with confidence whether current approaches to social welfare policy are helping or hindering social adjustment of internally displaced persons — a gap this study sets out to close.

1.3 Objectives of the Study

1. To examine the effect of Social Welfare Policy on social adjustment of internally displaced persons in Selected Deposit Money Banks in Nigeria.
2. To assess the extent to which social welfare policy influences social adjustment of internally displaced persons within the study area.
3. To identify the challenges associated with social welfare policy in relation to social adjustment of internally displaced persons.
4. To recommend strategies for optimizing social welfare policy in order to improve social adjustment of internally displaced persons.

1.4 Research Questions

1. What is the effect of social welfare policy on social adjustment of internally displaced persons in Selected Deposit Money Banks in Nigeria?
2. To what extent does social welfare policy influence social adjustment of internally displaced persons within the study area?
3. What challenges are associated with social welfare policy in relation to social adjustment of internally displaced persons?
4. What strategies can be adopted to optimize social welfare policy in order to improve social adjustment of internally displaced persons?

1.5 Significance of the Study

Beyond its academic contribution to the field of social work, this study has practical value for management teams within Selected Deposit Money Banks in Nigeria seeking to understand how social welfare policy translates into measurable outcomes around social adjustment of internally displaced persons. It is equally useful to students and future researchers looking for a localized empirical reference on this relationship.

1.6 Scope of the Study

In terms of scope, this study confines itself to Selected Deposit Money Banks in Nigeria, focusing specifically on how social welfare policy relates to social adjustment of internally displaced persons within that setting. Findings are interpreted within these boundaries rather than as universal claims applicable to every organization or market.