Chapter One — 1.1 Background to the Study

The rapid evolution of Quantum-Resistant Cryptography has transformed the way organizations design, deploy, and manage mobile banking applications. As institutions seek to modernize legacy processes, Quantum-Resistant Cryptography offers new opportunities to improve service delivery, reduce manual overhead, and respond more effectively to user needs.

In practice, however, adoption of quantum-resistant cryptography within mobile banking applications has been uneven, and its actual impact on user experience is not yet well understood in a rigorous, evaluable way — a gap this study is positioned to address.

1.2 Statement of the Problem

Existing approaches to user experience within mobile banking applications remain largely reactive and fragmented, with little systematic use of quantum-resistant cryptography despite its demonstrated value elsewhere. This study addresses the resulting gap by designing and evaluating a solution built specifically around quantum-resistant cryptography.

1.3 Objectives of the Study

1. To design and implement a quantum-resistant cryptography-based approach to improving user experience in mobile banking applications.
2. To evaluate the effectiveness of Quantum-Resistant Cryptography in enhancing user experience within mobile banking applications.
3. To identify the key requirements and constraints relevant to deploying quantum-resistant cryptography in this context.
4. To assess user and stakeholder perception of the resulting system.

1.4 Research Questions

1. How can quantum-resistant cryptography be applied to improve user experience in mobile banking applications?
2. How effective is Quantum-Resistant Cryptography at enhancing user experience within mobile banking applications?
3. What requirements and constraints are relevant to deploying quantum-resistant cryptography in this context?
4. How do users and stakeholders perceive the resulting system?

1.5 Significance of the Study

Beyond its immediate technical contribution, this study offers value to organizations evaluating whether to invest in quantum-resistant cryptography for their own mobile banking applications, and contributes to the broader literature on applied software technology / IT by documenting a concrete implementation and evaluation case.

1.6 Scope of the Study

As a study of this kind, its scope is confined to designing and evaluating a quantum-resistant cryptography-based solution for mobile banking applications, focused specifically on user experience; broader deployment considerations fall outside this scope.