EST. 2026

The Archive

Finance / Banking · BSc · REF. TA-0096

Mobile Banking Adoption and Bank Performance: An Empirical Study in Selected Listed Manufacturing Firms in Nigeria

Abstract

This BSc study investigates the subject matter outlined in the title above through a structured research design appropriate to the BSc level. Using primary and/or secondary data collection methods, the research examines the underlying variables, tests relevant hypotheses, and presents findings with implications for practice and policy. This is placeholder abstract text generated for catalogue preview purposes; the full document contains a complete, topic-specific abstract, literature review, methodology, data analysis, and conclusion.

Chapter One — 1.1 Background to the Study

Mobile Banking Adoption has increasingly attracted the attention of researchers, regulators, and practitioners concerned with bank performance. This growing interest reflects the recognition that mobile banking adoption does not operate in isolation, but interacts with a wider set of institutional and market conditions found within Selected Listed Manufacturing Firms in Nigeria.

Within the context of Selected Listed Manufacturing Firms in Nigeria, this relationship carries particular significance. Organizations in this setting operate under a distinct combination of economic, regulatory, and market conditions that may amplify or dampen the effect of mobile banking adoption on bank performance, making a context-specific inquiry both timely and necessary.

1.2 Statement of the Problem

Despite a growing body of literature on mobile banking adoption, there remains limited consensus on the precise nature of its relationship with bank performance, particularly within Selected Listed Manufacturing Firms in Nigeria. Many organizations continue to make decisions about mobile banking adoption without a clear, evidence-based understanding of how those decisions ultimately affect bank performance. This gap between practice and empirical understanding is the central problem this study seeks to address.

1.3 Objectives of the Study

  1. To examine the effect of Mobile Banking Adoption on bank performance in Selected Listed Manufacturing Firms in Nigeria.
  2. To assess the extent to which mobile banking adoption influences bank performance within the study area.
  3. To identify the challenges associated with mobile banking adoption in relation to bank performance.
  4. To recommend strategies for optimizing mobile banking adoption in order to improve bank performance.

1.4 Research Questions

  1. What is the effect of mobile banking adoption on bank performance in Selected Listed Manufacturing Firms in Nigeria?
  2. To what extent does mobile banking adoption influence bank performance within the study area?
  3. What challenges are associated with mobile banking adoption in relation to bank performance?
  4. What strategies can be adopted to optimize mobile banking adoption in order to improve bank performance?

1.5 Significance of the Study

Beyond its academic contribution to the field of finance / banking, this study has practical value for management teams within Selected Listed Manufacturing Firms in Nigeria seeking to understand how mobile banking adoption translates into measurable outcomes around bank performance. It is equally useful to students and future researchers looking for a localized empirical reference on this relationship.

1.6 Scope of the Study

In terms of scope, this BSc study confines itself to Selected Listed Manufacturing Firms in Nigeria, focusing specifically on how mobile banking adoption relates to bank performance within that setting. Findings are interpreted within these boundaries rather than as universal claims applicable to every organization or market.

Chapters Two through Five, references and appendices are available for a one-time fee of ₦50,000.

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